Trust deed investing is essentially loaning money that is secured by real estate as collateral.  In the simplest of terms, it is a privately funded mortgage.  The trust deed investor loans money to the borrower, and the loan is secured by the real estate of the property.  In many cases, such as trust deeds managed by Tri-Point Capital, the loan is also secured by the borrowers personal guarantee. The borrower must have skin in the game.

In a trust deed investment there are three parties—the beneficiary (lender), the trustor (borrower), and the trustee (who is often the county public trustee).   The trustee has the legal power to act on the lender’s behalf and hold title until the note has been paid. 

If the borrower defaults, the lender can take possession of the property.  Tri-Point Capital has a zero-default track record—our clients have never lost an investment to a foreclosed property.  If a property goes into foreclosure, the investor can then turn around and sell the property to recoup their investment.

Who May Invest with Tri-Point Capital?

• Individuals
• Family Trusts
• Corporations
• Limited Partnerships
• General Partnerships
• Self Directed 401k Plans

Investor Benefits

The trust deed product offers many benefits to the investor:

• High returns on a collateralized loan
• A tangible investment—you have micro control and see the physical asset/investment
• A passive investment—you invest once and don’t have to rebalance or watch the market
• Tri-Point only offers products in economically stable areas in California
• Products are flexible in duration and can be long or short term
• Products are customized to investor’s need
• Opportunities for the big and small investor alike
• Large pool of qualified properties

• Discuss and determine your desired product
• A Trust Deed product is presented
• You commit to an investment
• The transaction closes
• You receive monthly payments through the term

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